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💨IMPACT LEVEL 1 — MEH

Epstein File EFTA00461050: Concierge and Overnight (DS9)

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This document is an American Express cardholder agreement or terms of service excerpt regarding concierge and overnight services. The excerpt specifies that American Express uses third-party concierge service providers who are not authorized to act on behalf of American Express, and describes an overnight team protocol in Moscow that will contact cardholders by morning if required forms have not been received. No specific names, dates, financial amounts, or legal actions are detailed in the provided excerpt.

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Excerpt 1
All rights reserved America American Express uses 3rd party **concierge** service providers who are not authorized to act on behalf of American Express and
Excerpt 2
If the form does not arrive by morning time in Moscow our **overnight** team will call them again to request the form.

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